We’ll use the travel insurance company we have used for the last years. We have good experiences with them and they respond well to emails and phone calls. One of the reasons we like them is they cover a lot of adventure sports other companies don’t seem to cover (they even have adventure racing covered!!).
They’re called Insure4Less and we are now covered for an entire year for $1440 (for both of us). It seems like a pretty good deal to us, I am sure there will be cheaper ones out there, but we are pretty happy with this. If you have any questions or want to know more about them, I suggest you check out their website.
As we needed to prove we have medical insurance before applying for our Chinese visas we had to order the travel insurance already in December. We’ll need this proof for other visas as well, one more thing ticked off the list!